Current Account

Maintain a balance of £3,500 and qualify for a waiver on your monthly account fees

Published at 2026-05-13

Amount	GBP Gross	GBP AER
0 - 2499	0.00%	0.00%
2500 - 4999	0.00%	0.00%
5 000- 9 999	0.00%	0.00%
10 000 - 24 999	0.00%	0.00%
25 000 - 49 999	0.00%	0.00%
50 000 - 99 999	0.00%	0.00%
100 000 - 249 999	0.00%	0.00%
250 000+	0.00%	0.00%

Important information

You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
The bank reserves the right to change the features and rates of any product at any time.

Standard terminology

Gross is the contractual interest rate payable without the deduction of any tax.
AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.

Current Account

An account to suit your day-to-day needs

View and transact on your FNB Channel Islands Current Account anytime,
from anywhere in the world.

Linked Visa Debit Card
Available in GBP(£) only
No monthly account fee (if a balance of £3,500 is maintained)

Current Account
features and benefits
Applying made easy
Contact us

Current Account

Use your Sterling Current Account for day-to-day transactions, maintain a minimum balance of £3,500 and qualify for a waiver on your monthly account fees.

Transact internationally

Account issued with an internationally accepted Debit Card

World-class service and support

Via your Private Banker, Relationship Manager or our dedicated FNB Channel Islands Service Suite

Free subscription

Free Online Banking, inContact notifications and the FNB Channel Islands App

Key features and benefits

Download statements on the FNB App or online
inContact messaging to track flow of funds
Transact, pay bills and manage account
Qualify for a waiver on monthly fees

Applying made easy

Current Account

Qualifying criteria

Clients must be over the age of 18 and must reside in or originate from South Africa, Botswana, Namibia or the Channel Islands.
Clients who originate from but reside outside the above-mentioned countries must hold a qualifying retail banking relationship or investment relationship with FirstRand at the time of application. These clients could have migrated temporarily or permanently for reasons such as international assignment posting or emigration.
Our eligibility criteria exclude any individual who solely holds a non-resident bank account with FirstRand and does not come from South Africa, Botswana, Namibia or the Channel Islands. These individuals are also precluded from being added as joint account holders with eligible clients.
Clients who bank with FNB Namibia or FNB Botswana must hold a qualifying retail banking relationship.
Clients residing in the Bailiwick of Guernsey must either have sole annual earnings of £75 000, joint household earnings of £125 000 or a net asset value of £750 000.

How to get it

Call me back

Other ways to apply

Contact your Private Banker or Relationship Manager
Not an existing FirstRand customer? Please contact the FNB Channel Islands Service Suite for more information
UK (international):
+44 148 174 8138
SA (local):
087 730 6010
SA (international):
+2711 369 1500

Documents needed

Completed application form
South African ID (SA citizens only) or a passport
Proof of residence (not older than 3 months)
Source of funds/wealth

View pdf document for details on documents needed

Account application forms

Personal application form

Additional account application form

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Current Account

Current Account

An account to suit your day-to-day needs

Current Account

Transact internationally

World-class service and support

Free subscription

Key features and benefits

Applying made easy

Current Account

Qualifying criteria

How to get it

Documents needed

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