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Joint Savings Account

Save together with
family and friends

By saving together, you effectively increase your deposit amount, allowing you to benefit from better interest rates and greater earnings.

  • Short and long term savings options are available in GBP(£), USD($) and EUR(€).
  • Maximum of 4 persons to share equal access to transact and maintain the account
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Choose your preferred savings account

Our savings accounts include short-term and long-term products that earn internationally competitive interest rates.

Call Account

A savings account with the flexibility to add funds and access them at any time.



32 Day Notice Account

This savings account is ideal for mid-term savings with a higher interest rate.



Fixed Deposit Account

This savings account is fixed for a chosen period with funds accessible at maturity.



Features and benefits

Key features and benefits

  • Account holders have the ability to earn higher interests with cumulative balances held jointly in a single account
  • Earn internationally competitive interest rates
  • Download statements on the FNB App or online
  • inContact to track flow of funds
 
Important information
 

Important information

All Joint Account holders are equally liable and responsible for:

  • Any debt incurred on the joint account
  • Payments made to and from the account

It is important that all Joint Account holders become familiar with the terms and conditions.

Applying made easy

Applying made easy

Joint Savings Account

Qualifying criteria

  • Clients must be over the age of 18 and either reside in or originate from South Africa, Botswana, Namibia, Zambia or the Channel Islands.

Channel Islands residents

  • Channel Islands residents must have a minimum net asset value of £250,000.

Namibia, Botswana and Zambia residents

  • Clients residing in Namibia, Botswana and Zambia must have a qualifying retail banking relationship.

Other jurisdictions

  • Clients who originate from the above countries but currently reside outside them must have a qualifying retail or investment banking relationship with FirstRand at the time of application. This excludes individuals who solely hold a Non-Resident bank account with FirstRand and are not from South Africa, Botswana, Namibia, Zambia or the Channel Islands. These individuals cannot be added as joint account holders on eligible clients' accounts.

How to get it

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Other ways to apply

  • Contact your Private Banker or Relationship Manager
  • Not an existing FirstRand customer? Please contact the FNB Channel Islands Service Suite for more information

  • UK (international):
    +44 148 174 8138
  • SA (local):
    087 730 6010
  • SA (international):
    +2711 369 1500

Documents needed

  • Completed application form
  • South African ID (SA citizens only) or a passport
  • Proof of residence (not older than 3 months)
  • Source of funds/wealth

View pdf document for details on documents needed

Account application forms

Personal application form

Additional Joint account application form

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FirstRand Bank Limited Guernsey Branch trading as FNB Channel Islands is regulated by The Guernsey Financial
Services Commissionand licensed under The Banking Supervision (Bailiwick of Guernsey) Law, 2020

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