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Current and Savings Accounts

Important contact details

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Joint Savings Account

Save together with
family and friends

By saving together, you effectively increase your deposit amount, allowing you to benefit from better interest rates and greater earnings.

  • Short and long term savings options are available in GBP(£), USD($) and EUR(€).
  • Maximum of 4 persons to share equal access to transact and maintain the account

Choose your preferred savings account

Our savings accounts include short-term and long-term products that earn internationally competitive interest rates.

Call Account

A savings account with the flexibility to add funds and access them at any time.

32 Day Notice Account

This savings account is ideal for mid-term savings with a higher interest rate.

Fixed Deposit Account

This savings account is fixed for a chosen period with funds accessible at maturity.

Key features and benefits

  • Account holders have the ability to earn higher interests with cumulative balances held jointly in a single account
  • Earn internationally competitive interest rates
  • Download statements on the FNB App or online
  • inContact to track flow of funds

Important information

All Joint Account holders are equally liable and responsible for:

  • Any debt incurred on the joint account
  • Payments made to and from the account

It is important that all Joint Account holders become familiar with the terms and conditions.

Applying made easy

Joint Savings Account

Qualifying criteria

  • Clients must be over the age of 18 and must reside in or originate from South Africa, Botswana, Namibia or the Channel Islands.
  • Clients who originate from but reside outside the above-mentioned countries must hold a qualifying retail banking relationship or investment relationship with FirstRand at the time of application. These clients could have migrated temporarily or permanently for reasons such as international assignment posting or emigration.
  • Our eligibility criteria exclude any individual who solely holds a non-resident bank account with FirstRand and does not come from South Africa, Botswana, Namibia or the Channel Islands. These individuals are also precluded from being added as joint account holders with eligible clients.
  • Clients who bank with FNB Namibia or FNB Botswana must hold a qualifying retail banking relationship.
  • Clients residing in the Bailiwick of Guernsey must either have sole annual earnings of £75 000, joint household earnings of £125 000 or a net asset value of £750 000.

How to get it

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Other ways to apply

  • Contact your Private Banker or Relationship Manager
  • Not an existing FirstRand customer? Please contact the FNB Channel Islands Service Suite for more information

  • UK (international):
    +44 148 174 8138
  • SA (local):
    087 730 6010
  • SA (international):
    +2711 369 1500

Documents needed

  • Completed application form
  • South African ID (SA citizens only) or a passport
  • Proof of residence (not older than 3 months)
  • Source of funds/wealth

View pdf document for details on documents needed

Account application forms

Additional Joint account application form