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3 months Fixed Deposit Account

Published at 2021-02-03

Amount GBP Gross GBP AER USD Gross USD AER EUR Gross EUR AER
0 - 2500 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2501 - 5000 0.25% 0.25% 0.25% 0.25% 0.00% 0.00%
5 001 - 10 000 0.50% 0.50% 0.35% 0.35% 0.00% 0.00%
10 001 - 25000 0.85% 0.85% 0.40% 0.40% 0.00% 0.00%
25 001 - 50 000 0.85% 0.85% 0.45% 0.45% 0.00% 0.00%
50 001 - 100 000 0.90% 0.90% 0.50% 0.50% 0.00% 0.00%
100 001 - 250 000 0.90% 0.90% 0.65% 0.65% 0.00% 0.00%
250 001+ 1.00% 1.00% 0.85% 0.85% 0.00% 0.00%

Important information

  • You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
  • Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
  • The bank reserves the right to change the features and rates of any product at any time.
  • Rates are subject to change.

Standard terminology

  • Gross is the contractual interest rate payable without the deduction of any tax.
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
  • Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
  • Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

Close

6 months Fixed Deposit Account

Published at 2021-02-03

Amount GBP Gross GBP AER USD Gross USD AER EUR Gross EUR AER
0 - 2500 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2500 - 5 000 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
5 001 - 10 000 0.65% 0.65% 0.40% 0.40% 0.00% 0.00%
10 001 - 25000 0.95% 0.95% 0.35% 0.35% 0.00% 0.00%
25 001 - 50 000 1.00% 1.00% 0.50% 0.50% 0.00% 0.00%
50 001 - 100 000 1.05% 1.06% 0.65% 0.65% 0.00% 0.00%
100 001 - 250 000 1.10% 1.11% 0.75% 0.75% 0.00% 0.00%
250 001+ 1.15% 1.16% 0.95% 0.95% 0.00% 0.00%

Important information

  • You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
  • Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
  • The bank reserves the right to change the features and rates of any product at any time.
  • Rates are subject to change.

Standard terminology

  • Gross is the contractual interest rate payable without the deduction of any tax.
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
  • Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
  • Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

Close

12 months Fixed Deposit Account

Published at 2021-02-03

Amount GBP Gross GBP AER USD Gross USD AER EUR Gross EUR AER
0 - 2500 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2501 - 5000 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
5 001 - 10 000 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
10 001 - 25000 1.10% 1.11% 0.65% 0.65% 0.00% 0.00%
25 001 - 50 000 1.10% 1.11% 0.70% 0.70% 0.00% 0.00%
50 001 - 100 000 1.20% 1.21% 0.85% 0.85% 0.00% 0.00%
100 001 - 250 000 1.20% 1.21% 0.85% 0.85% 0.00% 0.00%
250 001+ 1.25% 1.26% 1.05% 1.06% 0.00% 0.00%

Important information

  • You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
  • Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
  • The bank reserves the right to change the features and rates of any product at any time.
  • Rates are subject to change.

Standard terminology

  • Gross is the contractual interest rate payable without the deduction of any tax.
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
  • Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
  • Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

Close

18 months Fixed Deposit Account

Published at 2021-02-03

Amount GBP Gross GBP AER USD Gross USD AER EUR Gross EUR AER
0 - 2500 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2501 - 5000 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
5 001 - 10 000 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
10 001 - 25000 1.15% 1.16% 0.75% 0.75% 0.00% 0.00%
25 001 - 50 000 1.25% 1.26% 0.80% 0.80% 0.00% 0.00%
50 001 - 100 000 1.30% 1.31% 0.95% 0.95% 0.00% 0.00%
100 001 - 250 000 1.30% 1.31% 0.95% 0.95% 0.00% 0.00%
250 001+ 1.35% 1.36% 1.15% 1.16% 0.00% 0.00%

Important information

  • You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
  • Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
  • The bank reserves the right to change the features and rates of any product at any time.
  • Rates are subject to change.

Standard terminology

  • Gross is the contractual interest rate payable without the deduction of any tax.
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
  • Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
  • Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

Close

24 months Fixed Deposit Account

Published at 2021-02-03

Amount GBP Gross GBP AER USD Gross USD AER EUR Gross EUR AER
0 - 2500 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2501 - 5000 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
5 001 - 10 000 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
10 001 - 25000 1.25% 1.26% 0.80% 0.80% 0.00% 0.00%
25 001 - 50 000 1.30% 1.31% 0.90% 0.90% 0.00% 0.00%
50 001 - 100 000 1.40% 1.41% 1.05% 1.06% 0.00% 0.00%
100 001 - 250 000 1.40% 1.41% 1.05% 1.06% 0.00% 0.00%
250 001+ 1.45% 1.46% 1.25% 1.26% 0.00% 0.00%

Important information

  • You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
  • Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
  • The bank reserves the right to change the features and rates of any product at any time.
  • Rates are subject to change.

Standard terminology

  • Gross is the contractual interest rate payable without the deduction of any tax.
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
  • Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
  • Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

Close

36 months Fixed Deposit Account

Published at 2021-02-03

Amount GBP Gross GBP AER USD Gross USD AER EUR Gross EUR AER
0 - 2500 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2501 - 5000 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
5 001 - 10 000 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
10 001 - 25000 1.35% 1.36% 0.90% 0.90% 0.00% 0.00%
25 001 - 50 000 1.40% 1.41% 0.95% 0.95% 0.00% 0.00%
50 001 - 100 000 1.50% 1.51% 1.15% 1.16% 0.00% 0.00%
100 001 - 250 000 1.50% 1.51% 1.15% 1.16% 0.00% 0.00%
250 001+ 1.55% 1.56% 1.35% 1.36% 0.00% 0.00%

Important information

  • You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
  • Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
  • The bank reserves the right to change the features and rates of any product at any time.
  • Rates are subject to change.

Standard terminology

  • Gross is the contractual interest rate payable without the deduction of any tax.
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
  • Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
  • Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

Fixed Deposit Account

Fixed interest rate over a fixed period

Enjoy competitive interest rates over a 3, 6, 12, 18, 24 or 36 month period. This savings account is fixed for a chosen period with funds accessible at maturity. The account is also available in a joint capacity.

Fixed period

Fixed Deposit Account

Ideal for longer term savings

Choose your term

3, 6, 12, 18, 24 and 36 months fixed terms are available



Choose your currency

Available in GBP(£), USD($) and EUR(€).



Greater returns

Market leading interest rates offered across savings products.



Joint capacity

Benefit from the ability to earn higher interest with cumulative balances held jointly in a single savings account.



Access after a fixed period

Access after a fixed period

  • Earn competitive interest on balances*.
  • No additional deposits or withdrawals available during the fixed term.

*Please refer to rates and pricing table

 
Applying made easy

Applying made easy

Fixed Deposit Account

Qualifying criteria

You need to be 18 years or older

Ways to apply

 

Other ways to apply

  • Contact your Private Banker or Relationship Manager
  • Not an existing FirstRand customer? Please contact the FNB Channel Islands Service Suite for more information

  • UK (international):
    +44 148 174 8138
  • SA (local):
    087 730 6010
  • SA (international):
    +2711 369 1500

Documents needed

  • Completed application form
  • South African ID (SA citizens only) or a passport
  • Proof of residence (not older than 3 months)
  • Source of funds/wealth

View pdf document for details on documents needed

Fixed Deposit Account Rules

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FirstRand Bank Limited Guernsey Branch trading as FNB Channel Islands is regulated by The Guernsey Financial
Services Commissionand licensed under The Banking Supervision (Bailiwick of Guernsey) Law, 1994