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Joint Account features

What you will get:

  • Statements
  • inContact to track flow of funds
  • Ability to transact independently on your Current Account and/or Call Account without permission from the other Joint Account members
  • For a Joint Current Account, each member will have access to their own debit card

It is important that you and the members that would like to participate in the Joint Account become familiar with the Terms and Conditions.

All Joint Account members are equally liable and responsible for:

  • Any debt incurred on the Joint Account*
  • Payments made to and from the account*

*Subject to terms and conditions

Fixed Deposit Account

Fixed interest rate over a fixed period

Enjoy competitive interest rates over a 3, 6, 12, 18, 24 or 36 month period.

Fixed period
Apply now!

Access after a fixed period

Ideal for longer term savings

Choose your term

3, 6, 12, 18, 24 and 36 months fixed terms are available



Choose your currency

Available in GBP (£), USD ($) and EUR (€)



Higher returns

Highest interest offered across savings products



Applying made easy

Applying made easy

Fixed Deposit Account

Qualifying criteria

You need to be 18 years or older

Ways to apply

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Documents needed

View the required documents

Fixed Deposit Account Rules

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FirstRand Bank Limited Guernsey Branch trading as FNB Channel Islands is regulated by The Guernsey Financial
Services Commissionand licensed under The Banking Supervision (Bailiwick of Guernsey) Law, 1994