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32 Day Notice Account Rates


Published at 2023-08-31

Amount GBP Gross GBP AER USD Gross USD AER EUR Gross EUR AER
0 - 2499 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2500 - 4999 0.15% 0.15% 0.15% 0.15% 0.00% 0.00%
5 000 - 9 999 0.70% 0.70% 0.70% 0.70% 0.00% 0.00%
10 000 - 24 999 3.80% 3.87% 3.75% 3.82% 2.00% 2.02%
25 000 - 49 999 4.10% 4.18% 3.75% 3.82% 2.55% 2.58%
50 000 - 99 999 4.30% 4.39% 4.05% 4.13% 2.55% 2.58%
100 000 - 249 999 4.65% 4.75% 4.05% 4.13% 2.85% 2.89%
250 000+ 4.65% 4.75% 4.45% 4.54% 2.85% 2.89%

Important information

  • You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
  • Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
  • The bank reserves the right to change the features and rates of any product at any time.

Standard terminology

  • Gross is the contractual interest rate payable without the deduction of any tax.
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
  • Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
  • Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

32 Day Notice Account


Access with notice

Available in 3 major currencies, earn competitive interest rates and have the ability to decide when you need access to your savings. To access the funds, you need to give 32 days' notice. The account is also available in a joint capacity.

Short notice period


Access your money after
32 days at no cost

Add funds

Add funds at any time.



Choose your currency

Available in GBP(£), USD($) and EUR(€).



It's free

No monthly account fees.



Joint capacity

Benefit from the ability to earn higher interest with cumulative balances held jointly in a single savings account.



Applying made easy


32 Day Notice Account

Qualifying criteria

  • Clients must be over the age of 18 and must reside in or originate from South Africa, Botswana, Namibia or the Channel Islands.
  • Clients who originate from but reside outside the above-mentioned countries must hold a qualifying retail banking relationship or investment relationship with FirstRand at the time of application. These clients could have migrated temporarily or permanently for reasons such as international assignment posting or emigration.
  • Our eligibility criteria exclude any individual who solely holds a non-resident bank account with FirstRand and does not come from South Africa, Botswana, Namibia or the Channel Islands. These individuals are also precluded from being added as joint account holders with eligible clients.
  • Clients who bank with FNB Namibia or FNB Botswana must hold a qualifying retail banking relationship.
  • Clients residing in the Bailiwick of Guernsey must either have sole annual earnings of £75 000, joint household earnings of £125 000 or a net asset value of £750 000.

How to get it

Call me back

Other ways to apply

  • Contact your Private Banker or Relationship Manager
  • Not an existing FirstRand customer? Please contact the FNB Channel Islands Service Suite for more information

  • UK (international):
    +44 148 174 8138
  • SA (local):
    087 730 6010
  • SA (international):
    +2711 369 1500

Documents needed

  • Completed application form
  • South African ID (SA citizens only) or a passport
  • Proof of residence (not older than 3 months)
  • Source of funds/wealth

View pdf document for details on documents needed

Account application forms

Personal application form

Additional account application form