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32 Day Notice Account Rates

Published at 2026-05-13

Amount GBP Gross GBP AER USD Gross USD AER EUR Gross EUR AER
0 - 2499 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
2500 - 4999 0.10% 0.10% 0.10% 0.10% 0.00% 0.00%
5 000 - 9 999 0.20% 0.20% 0.45% 0.45% 0.00% 0.00%
10 000 - 24 999 2.60% 2.63% 1.75% 1.76% 0.25% 0.25%
25 000 - 49 999 2.90% 2.94% 1.75% 1.76% 0.55% 0.55%
50 000 - 99 999 3.00% 3.04% 2.05% 2.07% 0.55% 0.55%
100 000 - 249 999 3.15% 3.20% 2.15% 2.17% 0.85% 0.85%
250 000+ 3.15% 3.20% 2.45% 2.48% 0.85% 0.85%

Important information

  • You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
  • Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
  • The bank reserves the right to change the features and rates of any product at any time.

Standard terminology

  • Gross is the contractual interest rate payable without the deduction of any tax.
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
  • Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
  • Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

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Documents needed

  • Completed application form
  • South African ID (SA citizens only) or a passport
  • Proof of residence (not older than 3 months)
  • Source of funds/wealth

View pdf document for details on documents needed

Account application forms

Personal application form

Additional account application form

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Qualifying criteria

  • Clients must be over the age of 18 and either reside in or originate from South Africa, Botswana, Namibia, Zambia or the Channel Islands.

Channel Islands residents

  • Channel Islands residents must have a minimum net asset value of £250,000.

Namibia, Botswana and Zambia residents

  • Clients residing in Namibia, Botswana and Zambia must have a qualifying retail banking relationship.

Other jurisdictions

  • Clients who originate from the above countries but currently reside outside them must have a qualifying retail or investment banking relationship with FirstRand at the time of application. This excludes individuals who solely hold a Non-Resident bank account with FirstRand and are not from South Africa, Botswana, Namibia, Zambia or the Channel Islands. These individuals cannot be added as joint account holders on eligible clients' accounts.

32 Day Notice Account

Access with notice

Available in 3 major currencies, earn competitive interest rates and have the ability to decide when you need access to your savings. To access the funds, you need to give 32 days' notice. The account is also available in a joint capacity.

View product guide

Short notice period

Access your money after 32 days at no cost

Add funds

Add funds at any time.



Choose your currency

Available in GBP(£), USD($) and EUR(€).



It's free

No monthly account fees.



Joint capacity

Benefit from the ability to earn higher interest with cumulative balances held jointly in a single savings account.



Applying made easy

32 Day Notice Account

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Qualifying criteria

  • Clients must be over the age of 18 and either reside in or originate from South Africa, Botswana, Namibia, Zambia or the Channel Islands.

Channel Islands residents

  • Channel Islands residents must have a minimum net asset value of £250,000.

Namibia, Botswana and Zambia residents

  • Clients residing in Namibia, Botswana and Zambia must have a qualifying retail banking relationship.

Other jurisdictions

  • Clients who originate from the above countries but currently reside outside them must have a qualifying retail or investment banking relationship with FirstRand at the time of application. This excludes individuals who solely hold a Non-Resident bank account with FirstRand and are not from South Africa, Botswana, Namibia, Zambia or the Channel Islands. These individuals cannot be added as joint account holders on eligible clients' accounts.

Qualifying criteria

Documents needed



Contact your Private Banker or Relationship Manager

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Documents needed

  • Completed application form
  • South African ID (SA citizens only) or a passport
  • Proof of residence (not older than 3 months)
  • Source of funds/wealth

View pdf document for details on documents needed

Account application forms

Personal application form

Additional account application form

FirstRand Bank Limited Guernsey Branch trading as FNB Channel Islands is regulated by The Guernsey Financial
Services Commissionand licensed under The Banking Supervision (Bailiwick of Guernsey) Law, 2020

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