32 Day Notice Account

32 Day Notice Account Rates

Published at 2025-05-22

Amount	GBP Gross	GBP AER	USD Gross	USD AER	EUR Gross	EUR AER
0 - 2499	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
2500 - 4999	0.10%	0.10%	0.10%	0.10%	0.00%	0.00%
5 000 - 9 999	0.20%	0.20%	0.45%	0.45%	0.00%	0.00%
10 000 - 24 999	3.10%	3.14%	2.75%	2.78%	0.50%	0.50%
25 000 - 49 999	3.40%	3.45%	2.75%	2.78%	0.80%	0.80%
50 000 - 99 999	3.50%	3.56%	3.05%	3.09%	0.80%	0.80%
100 000 - 249 999	3.65%	3.71%	3.05%	3.09%	1.10%	1.11%
250 000+	3.65%	3.71%	3.45%	3.51%	1.10%	1.11%

Amount

GBP Gross

GBP AER

USD Gross

USD AER

EUR Gross

EUR AER

0 - 2499

0.00%

2500 - 4999

0.10%

0.00%

5 000 - 9 999

0.20%

0.45%

0.00%

10 000 - 24 999

3.10%

3.14%

2.75%

2.78%

0.50%

25 000 - 49 999

3.40%

3.45%

2.75%

2.78%

0.80%

50 000 - 99 999

3.50%

3.56%

3.05%

3.09%

0.80%

100 000 - 249 999

3.65%

3.71%

3.05%

3.09%

1.10%

1.11%

250 000+

3.65%

3.71%

3.45%

3.51%

1.10%

1.11%

Important information

You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.

Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.

The bank reserves the right to change the features and rates of any product at any time.

Standard terminology

Gross is the contractual interest rate payable without the deduction of any tax.

AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.

Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.

Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

Documents needed

Completed application form

South African ID (SA citizens only) or a passport

Proof of residence (not older than 3 months)

Source of funds/wealth

Account application forms

Qualifying criteria

32 Day Notice Account

Access with notice

Available in 3 major currencies, earn competitive interest rates and have the ability to decide when you need access to your savings. To access the funds, you need to give 32 days' notice. The account is also available in a joint capacity.

Short notice period

Access your money after 32 days at no cost

Add funds

Add funds at any time.

Choose your currency

Available in GBP(£), USD($) and EUR(€).

It's free

No monthly account fees.

Joint capacity

Benefit from the ability to earn higher interest with cumulative balances held jointly in a single savings account.

Applying made easy