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Product Rates

Current and Savings Accounts

Important contact details

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Joint Current Account

Maintain a balance of £2,500 and qualify for a waiver on your monthly account fees

Published at 2023-08-31

Amount GBP Gross GBP AER
0 - 2499 0.00% 0.00%
2500 - 4999 0.00% 0.00%
5 000 - 9 999 0.35% 0.35%
10 000 - 24 999 0.55% 0.55%
25 000 - 49 999 0.60% 0.60%
50 000 - 99 999 0.60% 0.60%
100 000 - 249 999 0.70% 0.70%
250 000+ 0.75% 0.75%

Important information

  • You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
  • Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
  • The bank reserves the right to change the features and rates of any product at any time.
  • Rates are subject to change.

Standard terminology

  • Gross is the contractual interest rate payable without the deduction of any tax.
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
  • Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.

Download statements on the FNB App or online

Joint Current Account

Our Joint Current Account provides up to 4 account holders with equal access to transact and maintain the account.

  • The Joint Current Account is available in GBP(£) only
  • Maximum of 4 persons to share equal access to transact and maintain the account
  • All joint members may be issued with an internationally accepted VISA debit card

Designed for day-to-day transactions

Pay no monthly account fees

Maintain a balance of £2,500 or more

Internationally accepted card

VISA Debit Cards are included with your account

World-class service and support

Via your Private Banker, Relationship Manager or our dedicated FNB Channel Islands Service Suite

Free subscription

Free Online Banking, inContact notifications and the FNB Channel Islands App

Earn tiered interest

On balances over £5000.

View rates

Key features and benefits

  • Account holders have the ability to earn higher interests with cumulative balances held jointly in a single account
  • Ability to pay jointly for your bills
  • Manage your funds with a single account
  • Download statements on the FNB App or online
  • InContact to track flow of funds
  • All Joint Account holders can transact independently

Important information

All Joint Account holders are equally liable and responsible for:

  • Any debt incurred on the joint account
  • Payments made to and from the account

It is important that all Joint Account holders become familiar with the terms and conditions.

Applying made easy

Joint Current Account

Qualifying criteria

  1. Minimum of 2 people and a maximum of 4 people

How to get it

Call me back

Other ways to apply

  • Contact your Private Banker or Relationship Manager
  • Not an existing FirstRand customer? Please contact the FNB Channel Islands Service Suite for more information

  • UK (international):
    +44 148 174 8138
  • SA (local):
    087 730 6010
  • SA (international):
    +2711 369 1500

Documents needed

  • Completed application form
  • South African ID (SA citizens only) or a passport
  • Proof of residence (not older than 3 months)
  • Source of funds/wealth

View pdf document for details on documents needed

Account application forms

Additional Joint account application form