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Savings

Our savings accounts include short-term and long-term
products that earn internationally competitive interest rates.

Joint Account

Collectively save + transact in one place

A Joint Account is an account held jointly by two or more persons (up to a maximum of 4 persons) to share equal access to transact and maintain the account. Each individual that is linked has equal access to the funds in the account regardless of which individual deposited the funds.

Available in GBP(£) only
No monthly account fee (if a balance of £2,500 is maintained)
Available in the following savings account products (GBP Sterling, US dollars, Euros): Call Account, 32 Day Deposit Account, Fixed Deposit Account (3, 6, 12, 18, 24 and 36 months)

Joint Account
Features and benefits
Important information
Applying made easy
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Joint Account

Save together

A Joint Account is an account whereby each individual that is linked has equal access to the funds in the account, regardless of which individual deposited the funds. A maximum of 4 members may be linked to the Joint Account.

Features and benefits

Key features and benefits

Account holders have the ability to earn higher interests with cumulative balances held jointly in a single account
Ability to pay jointly for your bills
Manage your funds with a single account
Avoid additional charges of having more than one account
Receive statements or download these online
InContact to track flow of funds
All Joint Account holders can transact independently

Important information

All Joint Account holders are equally liable and responsible for:

Any debt incurred on the Joint Account.
Payments made to and from the account.

It is important that all Joint Account holders become familiar with the terms and conditions.

Payment guide

Applying made easy

Joint Account

Qualifying criteria

You need to be 18 years or older
At least two members for joint accounts up to a maximum of 4 people)

How to get it

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Other ways to apply

Documents needed

View required documents

South African ID (for SA citizens) / smart ID card or passport
Proof of residence (not older than 3 months)
Completed application form
Completed Source of Wealth Document

Joint account application forms:

New Account / Additional Joint account holder

Removal of Joint account holder / Account closure / Account suspension

Joint Account rules

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Savings

Joint Account

Collectively save + transact in one place

Save together

Key features and benefits

Important information

Applying made easy

Joint Account

Qualifying criteria

How to get it

Documents needed