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Savings



Our savings accounts include short-term and long-term
products that earn internationally competitive interest rates.

Joint Account

Collectively save + transact in one place

A Joint Account is an account held jointly by two or more persons (up to a maximum of 4 persons) to share equal access to transact and maintain the account. Each individual that is linked has equal access to the funds in the account regardless of which individual deposited the funds.

  • Available in GBP(£) only
  • No monthly account fee (if a balance of £2,500 is maintained)
  • Available in the following savings account products (GBP Sterling, US dollars, Euros): Call Account, 32 Day Deposit Account, Fixed Deposit Account (3, 6, 12, 18, 24 and 36 months)
Joint Account
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Save together

A Joint Account is an account whereby each individual that is linked has equal access to the funds in the account, regardless of which individual deposited the funds. A maximum of 4 members may be linked to the Joint Account.

 

Features and benefits

Key features and benefits

  • Account holders have the ability to earn higher interests with cumulative balances held jointly in a single account
  • Ability to pay jointly for your bills
  • Manage your funds with a single account
  • Avoid additional charges of having more than one account
  • Receive statements or download these online
  • InContact to track flow of funds
  • All Joint Account holders can transact independently
 
Important information

Important information

All Joint Account holders are equally liable and responsible for:

  • Any debt incurred on the Joint Account.
  • Payments made to and from the account.

It is important that all Joint Account holders become familiar with the terms and conditions.

 
Applying made easy

Applying made easy

Joint Account

Qualifying criteria

  1. You need to be 18 years or older
  2. At least two members for joint accounts up to a maximum of 4 people)

How to get it

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Other ways to apply

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Documents needed

View required documents

  • South African ID (for SA citizens) / smart ID card or passport
  • Proof of residence (not older than 3 months)
  • Completed application form
  • Completed Source of Wealth Document

Joint account application forms:

New Account / Additional Joint account holder

Removal of Joint account holder / Account closure / Account suspension

Joint Account rules

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FirstRand Bank Limited Guernsey Branch trading as FNB Channel Islands is regulated by The Guernsey Financial
Services Commissionand licensed under The Banking Supervision (Bailiwick of Guernsey) Law, 1994