Joint Account

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Current Account

Maintain a balance of £2,500 and qualify for a waiver on your monthly account fees

Published at 2018-09-04

Amount	GBP Gross	GBP AER
0 - 2500	0.00%	0.00%
2501 - 5000	0.00%	0.00%
5 001 - 10 000	0.10%	0.10%
10 001 +	0.20%	0.20%

Important information

You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
The bank reserves the right to change the features and rates of any product at any time.
Rates are subject to change.

Standard terminology

Gross is the contractual interest rate payable without the deduction of any tax.
AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

Joint Current Account

Enjoy simple and easy day-to-day banking

Our Joint Current Account provides up to 4 account holders with equal access to transact and maintain the account.

The Joint Current Account is available in GBP(£) only
Maximum of 4 persons to share equal access to transact and maintain the account
All joint members may be issued with an internationally accepted VISA debit card

Joint Current Account
Features and benefits
Important information
Applying made easy
Call me back

Designed for day-to-day transactions

Pay no monthly account fees

Maintain a balance of £2 500 or more

Internationally accepted card

VISA Debit Cards are included with your account

World-class service and support

Via your Private Banker, Relationship Manager or our dedicated FNB Channel Islands Service Suite

Free subscription

Free Online Banking, inContact notifications and the FNB Channel Islands App

Earn tiered interest

On balances over £5000.

View rates

Features and benefits

Key features and benefits

Account holders have the ability to earn higher interests with cumulative balances held jointly in a single account
Ability to pay jointly for your bills
Manage your funds with a single account
Receive statements or download these online
InContact to track flow of funds
All Joint Account holders can transact independently

Important information

All Joint Account holders are equally liable and responsible for:

Any debt incurred on the joint account
Payments made to and from the account

It is important that all Joint Account holders become familiar with the terms and conditions.

Applying made easy

Current Account

Qualifying criteria

You need to be 18 years or older
Minimum of 2 people and a maximum of 4 people

How to get it

Call me back

Other ways to apply

Contact your Private Banker or Relationship Manager
Not an existing FirstRand customer? Please contact the FNB Channel Islands Service Suite for more information

UK (international):
+44 148 174 8138
SA (local):
087 730 6010
SA (international):
+2711 369 1500

Documents needed

Completed application form
South African ID (SA citizens only) or a passport
Proof of residence (not older than 3 months)
Source of funds/wealth

View pdf document for details on documents needed

Account application forms

Joint account application form

Additional Joint account application form

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Current Account

Joint Current Account

Enjoy simple and easy day-to-day banking

Designed for day-to-day transactions

Pay no monthly account fees

Internationally accepted card

World-class service and support

Free subscription

Earn tiered interest

Key features and benefits

Important information

Applying made easy

Current Account

Qualifying criteria

How to get it

Documents needed