Pricing Guide

Overview

Product Rates

Current and Savings Accounts

Important contact details

Contact us

Tools

Software Downloads

Current Account


Maintain a balance of £2,500 and qualify for a waiver on your monthly account fees

Published at 2024-04-25

Amount GBP Gross GBP AER
0 - 2499 0.00% 0.00%
2500 - 4999 0.00% 0.00%
5 000 - 9 999 0.35% 0.35%
10 000 - 24 999 0.55% 0.55%
25 000 - 49 999 0.60% 0.60%
50 000 - 99 999 0.60% 0.60%
100 000 - 249 999 0.70% 0.70%
250 000+ 0.75% 0.75%

Important information

  • You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
  • Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
  • The bank reserves the right to change the features and rates of any product at any time.

Standard terminology

  • Gross is the contractual interest rate payable without the deduction of any tax.
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
  • Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.

Current Account

An account to suit your day-to-day needs

View and transact on your interest bearing FNB Channel Islands Current Account
any time, from anywhere in the world.

  • Linked Visa Debit Card
  • Available in GBP(£) only
  • No monthly account fee (if a balance of £2,500 is maintained)

Current Account


An interest bearing Sterling Current Account for day-to-day transactions. Maintain a minimum balance of £2,500 and qualify for a waiver on your monthly account fees.

Transact internationally

Account issued with an internationally accepted Debit Card



Interest

Earn interest on balances over £5000.

Read more

World-class service and support

Via your Private Banker, Relationship Manager or our dedicated FNB Channel Islands Service Suite



Free subscription

Free Online Banking, inContact notifications and the FNB Channel Islands App



Key features and benefits


  • Download statements on the FNB App or online
  • inContact messaging to track flow of funds
  • Transact, pay bills and manage account
  • Earn competitive interest
  • Qualify for a waiver on monthly fees
 

Applying made easy


Current Account

Qualifying criteria

  • Clients must be over the age of 18 and must reside in or originate from South Africa, Botswana, Namibia or the Channel Islands.
  • Clients who originate from but reside outside the above-mentioned countries must hold a qualifying retail banking relationship or investment relationship with FirstRand at the time of application. These clients could have migrated temporarily or permanently for reasons such as international assignment posting or emigration.
  • Our eligibility criteria exclude any individual who solely holds a non-resident bank account with FirstRand and does not come from South Africa, Botswana, Namibia or the Channel Islands. These individuals are also precluded from being added as joint account holders with eligible clients.
  • Clients who bank with FNB Namibia or FNB Botswana must hold a qualifying retail banking relationship.
  • Clients residing in the Bailiwick of Guernsey must either have sole annual earnings of £75 000, joint household earnings of £125 000 or a net asset value of £750 000.

How to get it

Call me back

Other ways to apply

  • Contact your Private Banker or Relationship Manager
  • Not an existing FirstRand customer? Please contact the FNB Channel Islands Service Suite for more information
  • UK (international):
    +44 148 174 8138
  • SA (local):
    087 730 6010
  • SA (international):
    +2711 369 1500

Documents needed

  • Completed application form
  • South African ID (SA citizens only) or a passport
  • Proof of residence (not older than 3 months)
  • Source of funds/wealth

View pdf document for details on documents needed

Account application forms

Personal application form

Additional account application form