3 months Fixed Deposit Account

Published at 2026-03-24

Important information

• You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
• Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
• The bank reserves the right to change the features and rates of any product at any time.
• Rates are subject to change.

Standard terminology

• Gross is the contractual interest rate payable without the deduction of any tax.
• AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
• Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
• Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

6 months Fixed Deposit Account

Published at 2026-03-24

Important information

• You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
• Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
• The bank reserves the right to change the features and rates of any product at any time.
• Rates are subject to change.

Standard terminology

• Gross is the contractual interest rate payable without the deduction of any tax.
• AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
• Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
• Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

12 months Fixed Deposit Account

Published at 2026-03-24

Important information

• You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
• Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
• The bank reserves the right to change the features and rates of any product at any time.
• Rates are subject to change.

Standard terminology

• Gross is the contractual interest rate payable without the deduction of any tax.
• AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
• Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
• Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

18 months Fixed Deposit Account

Published at 2026-03-24

Important information

• You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
• Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
• The bank reserves the right to change the features and rates of any product at any time.
• Rates are subject to change.

Standard terminology

• Gross is the contractual interest rate payable without the deduction of any tax.
• AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
• Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
• Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

24 months Fixed Deposit Account

Published at 2026-03-24

Important information

• You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
• Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
• The bank reserves the right to change the features and rates of any product at any time.
• Rates are subject to change.

Standard terminology

• Gross is the contractual interest rate payable without the deduction of any tax.
• AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
• Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
• Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

36 months Fixed Deposit Account

Published at 2026-03-24

Important information

• You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
• Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
• The bank reserves the right to change the features and rates of any product at any time.
• Rates are subject to change.

Standard terminology

• Gross is the contractual interest rate payable without the deduction of any tax.
• AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
• Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
• Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

48 months Fixed Deposit Account

Important information

• You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
• Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
• The bank reserves the right to change the features and rates of any product at any time.
• Rates are subject to change.

Standard terminology

• Gross is the contractual interest rate payable without the deduction of any tax.
• AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
• Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
• Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.

60 months Fixed Deposit Account

Important information

• You must apply for each product we describe individually. The grant of any product is subject to you meeting the qualifying criteria of that product.
• Each product is bound by its terms and conditions. The terms and conditions are accepted by the applicant upon acceptance of the product and subsequent opening of the account.
• The bank reserves the right to change the features and rates of any product at any time.
• Rates are subject to change.

Standard terminology

• Gross is the contractual interest rate payable without the deduction of any tax.
• AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded yearly. This is the indicative rate.
• Interest on Current Accounts, Call Accounts and 32 Day Notice Accounts is variable, and interest on Fixed Deposit Accounts is fixed.
• Early withdrawal on the Fixed Deposit Account and 32 Day Notice Account will attract penalty fees as determined by FNB Channel Islands. These penalty fees may reduce your capital amount.