Pricing Guide


Product Rates

Current and Savings Accounts

Important contact details

Contact us


Software Downloads

Acceptance of terms of this agreement

This website is made available to you by us conditional upon your acceptance, without modification, of the terms of this agreement.

Your access to and use of this website constitutes your agreement to and acceptance of this agreement. If you do not agree with any provision contained in this agreement, please do not use this website.

We may amend this agreement from time to time

We reserve the right, at our sole discretion, to amend (including without limitation, by the addition of new terms and conditions) this agreement at any time and from time to time without notice to you.

Any such amendments shall come into effect immediately and automatically. You agree to review this agreement whenever you visit the website for any such amendments.

Links to third-party websites

For your convenience, this website may contain links to other websites belonging to or operated by third parties ("third-party websites"). By making the hyperlinks available we are not endorsing third-party websites, their content, products or services they offer or the owners of these third-party websites.

It is your responsibility to ensure that you obtain all information relevant to making a decision and that you read the privacy and security policy on such third-party websites. We have no control over such third-party websites and will not be liable for any loss or damage you suffer, whether directly or indirectly, as a result of your use of third-party websites.

You agree that where you access third-party websites, you do so entirely at your own risk.

Different services offered via this website

The various products and services ("services") we offer on different parts of this website or through associated websites may be subject to additional terms and conditions or their own agreements called "service terms" and your use of those services will also be subject to the service terms governing those relevant services.

In the event of conflict between this agreement and the service terms, the provisions of the service terms will prevail to the extent of such conflict.

You might have to apply to become a registered user of such services, which application may be accepted or rejected at our sole discretion.


Your acquisition of and/or use of services offered on this website may be subject to fees and charges described in this website (which fees and charges are incorporated into this agreement) based on the type of transactions you perform. You hereby authorise us to charge such fees and charges to you by way of your chosen bank account.

You can find details of these fees and charges as follows:
Online: FNB Channel Islands pricing guide
Call the Service Suite
Contact your Private Banker

Application for products and services via this website

Any application submitted for products and services via this website does not constitute any guarantee that what is being applied for will be granted.

An auto-response to your application shall not be construed as formal approval of your application. It is only once you are expressly notified of approval by us that you will have been approved for the particular product or service for which you applied.

Nature and purpose of the information on the website

We provide various kinds of information and tools ('information') on the website about us, our products and services, First National Bank Channel Islands, First National Bank, FirstRand Bank Limited, its subsidiaries, the economy and the financial markets including local and international business news, share prices and interest rates. This information is only meant to serve as a guideline and you should not place any reliance thereon without verifying the information. You acknowledge that any reliance upon any such information shall be at your sole risk.

As this information changes regularly, you accept that the information is only an estimate or projection and in some cases a snapshot of constantly changing information or values. All share prices, interest rates, news, market information or data on the website are delayed unless otherwise stated. We may rely on other parties to provide information to us via live information feeds, which we publish on the website.

We have no control over this information and cannot warrant that it is accurate, appropriate or correct. In addition, live information feeds are delayed and you will need to select the 'refresh' or similar page update function on your Internet browser to ensure that the information you are viewing is the most current available on the website.

Unless expressly stated otherwise, none of the information on the website must be treated as:

  • An offer. It is merely as an invitation to do business with us
  • An official opinion or financial, legal, investment or professional advice of any kind. You must consult a professional advisor before you rely on any information that is published on or accessible via this website or on the results of any calculators provided on the website.

Your privacy and security

We are committed to keeping your personal or private information confidential and secure. Please read our Privacy Notice , the terms of which are incorporated into this agreement.

Using content from our website

The content on this website, including all registered and unregistered trade marks, constitutes our intellectual property rights or intellectual property of third parties which are licensed to, used and/or held (whether or not currently) by us. You may not copy, reproduce, display or use any intellectual property in any manner whatsoever without our prior written permission and nothing contained on this website should be construed as granting any licence or right of use of any intellectual property. This website is Copyright © 2014, FirstRand Bank Limited. All rights reserved.

You may not establish a hyperlink, frame, meta-tag or similar reference, whether electronically or otherwise ('linking') to this website or any other subsidiary pages without our prior written consent, which consent is at our sole discretion. You may apply to establish such a link by submitting your request to In the event that you have not heard from us within 5 (five) working days, please consider your request as having been rejected.

Instructions that appear to have been sent by you

Use of the website means that we do not have personal interaction with you. Unless you notify us prior to us giving effect to an instruction submitted by you on the website, you authorise us and acknowledge that we shall rely on and perform all instructions that appear to originate from you.

Sending and processing your instructions

Unless you have entered into a specific online service agreement with us (such as Internet Banking), you are not entitled to send instructions to us by email or via the website. Subject to the aforementioned, your instructions to us sent via the website will be subject to the same turn-around times, if any, that apply to instructions received otherwise than through the website. You will not hold us liable if you execute the same instruction more than once and neither instruction will be reversible.

An instruction, application form or message is deemed to be received by us only once we have confirmed we have received it, or responded thereto, whichever is the earlier. If we fail to confirm receipt of your instruction, application form or message, do not re-send it before contacting your personal banker, branch or the call centre. The initial instruction, application or message may still be processed and re-sending it may lead to a duplication of the transaction for which we will not be held liable.

Use of software and hardware

You should only use the most up-to-date Internet browser to access the website and our online services, provided that where we specify hardware or software requirements on the website, only such specified hardware of software may be used. See our site settings requirements for more information. Your failure to do this may result in a security risk to you and/or cause some or all of the functionality of the website or online service not to operate properly or at all.

Software, if any, made available for download on or via the website may be governed by licence conditions that establish a legal relationship with the licensor. You are solely responsible for identifying and familiarising yourself with and agreeing such terms and conditions which will govern your relationship with such third-party licensor.

You agree that we shall not be responsible or liable for any damage, damages or loss caused or alleged to be caused by or in connection with your interaction, correspondence or business dealings with such third-party licensor and further, you indemnify us against any breach by you of these licence conditions. We give no warranty and make no representation, whether expressly or implied, as to the quality or fitness for purpose of such software. You acknowledge that such third-party is not our agent.

Conditions of access

Understanding the legal jargon

Familiarise yourself with the terms used in the agreement so you always know what you are agreeing to.


The agreement

Conditions of Access
to Information

These conditions of access as amended from time to time ("agreement") govern your general use of our First National Bank Channel Islands website, which you can find at ("the website").

This agreement forms an agreement between you and FirstRand Bank Limited Guernsey Branch ("we", "our" or "us"). FirstRand Bank Limited Guernsey Branch, trading as FNB Channel Islands, is regulated by The Guernsey Financial Services Commission and licensed under The Banking Supervision (Bailiwick of Guernsey) Law, 2020.